Privacy Policy
Privacy and Security Policy
At Dnyanved Financial Services, we are committed to safeguarding the privacy and security of our customers’ personal and financial information. This Privacy and Security Policy outlines our practices concerning the collection, use, and protection of such information.
Information We Collect
We collect personal and financial information from our customers to provide them with the products and services they request. This information may include, but is not limited to:
• Name, address, and contact details
• Social Security number or other government-issued identification numbers
• Financial account information
• Transaction history
• Credit history and credit scores
How We Use Information
We use the information we collect to:
• Process transactions and provide requested products and services
• Verify customer identity
• Prevent fraud and other unlawful activities
• Comply with legal and regulatory requirements
• Customize and improve our products and services
Information Sharing
We do not sell our customers’ personal information to third parties. However, we may share information with:
• Service providers who assist us in providing products and services
• Government agencies or law enforcement authorities as required by law or to prevent fraud
• Other financial institutions with which we have joint marketing agreements, subject to applicable laws and regulations
Changes to this Policy
• We may update this Privacy and Security Policy from time to time to reflect changes in our practices or legal requirements. We will notify customers of any material changes and obtain their consent where required by law.
Contact Us
• If you have any questions or concerns about our Privacy and Security Policy, please contact us at support@dnyanvedfinancials.com.
Terms and Conditions
These terms and conditions (“Terms”) govern your use of the financial services provided by Dnyanved Financial Services (“we”, “us”, “our”). By accessing or using our services, you agree to be bound by these Terms. Please read them carefully before using our services.
1. Eligibility
You must be at least [21+] years old and legally capable of entering into contracts to use our services. By using our services, you represent and warrant that you meet these eligibility requirements.
2. Account Registration
To access certain services, you may be required to create an account with us. You agree to provide accurate, current, and complete information during the registration process and to keep your account information updated.
3. Service Description
We offer various financial services, including but not limited to:
• Personal Loan
• Business Loan
• Home Loan
• Credit Card
The availability of these services may vary depending on your location and eligibility criteria.
4. Fees and Charges
Certain services may be subject to fees and charges. We will notify you of any applicable fees before you use the service. By using the service, you agree to pay the specified fees and charges.
5. Privacy and Security
We are committed to protecting your privacy and securing your information. Our privacy and security practices are outlined in our Privacy and Security Policy, which forms part of these Terms.
6. Intellectual Property
All content and materials provided as part of our services, including but not limited to logos, trademarks, and software, are the property of Dnyanved Financial Services or its licensors and are protected by intellectual property laws.
7. Prohibited Activities
You agree not to:
• Use our services for any illegal or unauthorized purpose
• Violate any applicable laws, regulations, or third-party rights
• Engage in fraudulent, deceptive, or malicious activities
• Interfere with the operation of our services or disrupt our systems
8. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of [Jurisdiction]. Any dispute arising out of or relating to these Terms shall be resolved through arbitration in accordance with the rules of the [Arbitration Institution], with the venue located in [Venue].
9. Modification of Terms
We reserve the right to modify or update these Terms at any time. Any changes will be effective upon posting the revised Terms on our website. Your continued use of our services after the posting of the revised Terms constitutes your acceptance of the changes.
10. Contact Us
If you have any questions or concerns about these Terms, please contact us at [support@dnyanvedfinancials.com].
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Disclaimer :
Loan approval is subject to eligibility criteria and creditworthiness. Interest rates, fees, and terms may vary. Dnyanved financial services does not assume responsibility for any sudden or uninformed changes in interest rates. We do not directly provide loans but facilitate the transmission of your information to the bank or agent you have selected. All loan decisions are made at the discretion of associated banks/agents. Our goal is to provide clear information about banking products and services. While we strive to offer accurate and responsible data, the information and data on the website are generic in nature. We are not liable for any discrepancies.