Policy

Privacy Policy

Dnyanved Financial Services respects your privacy and is committed to protecting the personal information you share with us. We understand that financial information is sensitive in nature, and we handle it with responsibility, transparency, and care.

This Privacy Policy explains how we collect, use, process, store, and protect your information when you visit our website, submit an enquiry, or interact with our loan advisory services.

By accessing our website or providing your details, you agree to the terms outlined in this Privacy Policy.

Advisory & Facilitation Consent-Based Communication Data Security Measures Partner Sharing (As Needed)

1. Our Role & Nature of Services

Dnyanved Financial Services operates as an independent loan advisory and financial guidance platform that helps individuals and businesses make informed borrowing decisions.

Our services may include:

Understanding your loan requirements
Providing professional guidance and consultation
Checking basic eligibility
Comparing suitable loan options
Assisting with documentation
Connecting you with banks and NBFCs
End-to-end advisory support throughout the process

For transparency and regulatory clarity:
Dnyanved Financial Services does not directly lend, finance, or disburse loans. All final decisions relating to approval, rejection, interest rates, fees, tenure, documentation, and disbursal are made solely by the respective banks/NBFCs as per their policies and applicable regulations. Information provided by us is for guidance and facilitation only and does not constitute a product offer or lending commitment.

2. Information We Collect

When you use our website or submit an enquiry, we may collect:

Personal Information

Name
Mobile number
Email address
City or PIN code
Employment or business details
Income or financial details (if voluntarily shared)
Loan requirement details

Technical Information

IP address
Device type
Browser type
Approximate location data
Website activity and usage behaviour

We collect only the minimum information necessary to provide services effectively.

3. How We Use Your Information

Understanding your needs and loan requirements
Preliminary eligibility checks
Connecting you with relevant lenders/representatives
Responding to enquiries and providing advisory support
Improving our website and service quality
Analytics and performance monitoring
Legal and regulatory compliance

We do not sell, rent, or trade your personal data.

4. Consent & Communication

By submitting your details, you consent to being contacted by Dnyanved Financial Services or its authorised representatives via calls, SMS, WhatsApp, email, or other digital channels for service-related communication.

You also consent to the sharing of your details with relevant banks/NBFCs/authorised partners for the purpose of assisting your enquiry.

Communication may occur even if your number is registered under DND/DNC/NCPR, as permitted under applicable laws. You may withdraw consent at any time by contacting us.

5. Information Sharing & Disclosure

Your information may be shared with:

Partner banks
NBFCs
Loan agents or authorised representatives
Service providers supporting operations

Information is shared only:

When necessary
For service fulfilment
Under confidentiality obligations

We may disclose information when required to comply with law, prevent fraud, or protect rights and security.

6. Cookies & Tracking Technologies

Enhancing website performance
Improving user experience
Analysing visitor behaviour
Optimising marketing campaigns

You may disable cookies via browser settings; some features may be affected.

7. Data Retention

We retain information only as long as necessary for service delivery, recordkeeping, and compliance. After this period, data may be deleted or anonymised. You may request correction or deletion, subject to applicable legal requirements.

8. Data Security

Restricted access controls
Confidential handling protocols
Secure storage and reasonable safeguards

No method of transmission is 100% secure; we cannot guarantee absolute security.

9. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for their content or privacy practices. Please review their policies independently.

10. Your Rights

Access your personal data
Correct inaccurate information
Withdraw consent
Opt-out of communication
Request deletion (where applicable)

11. Policy Updates

We may update this Privacy Policy to reflect service, operational, or legal changes. Updates will be posted on this page. Continued use indicates acceptance of the updated policy.

12. Contact Information

For privacy-related queries, corrections, or opt-out requests:

📧 support@dnyanvedfinancials.com