📄 Terms and Conditions
Dnyanved Financial Services
1. Introduction
Dnyanved Financial Services operates a digital platform that provides independent loan advisory, financial guidance, facilitation, and support services to individuals and businesses seeking access to various financial products offered by third-party banks, Non-Banking Financial Companies (NBFCs), and other regulated financial institutions.
Our role is strictly limited to providing informational assistance, comparison support, documentation guidance, and referral services to help users make informed borrowing decisions.
Dnyanved Financial Services is not a bank, NBFC, financial institution, or direct lender and does not provide loans or credit facilities directly unless expressly stated.
By accessing or using this Website, you agree to be legally bound by these Terms and our Privacy Policy. If you do not agree, please discontinue using the Website.
2. Acceptance and Modification of Terms
These Terms form a legally binding agreement between you and Dnyanved Financial Services. We may update or revise these Terms at any time without prior notice. Continued use of the Website signifies your acceptance of the revised Terms.
3. Nature and Scope of Services
Dnyanved operates solely as an advisory and facilitation platform. Our services may include:
- Providing information about financial products
- Comparing lenders
- Eligibility guidance
- Documentation support
- Application submission assistance
- Connecting users with authorized lenders
Products may include:
- Personal Loans
- Business Loans
- Home Loans
- Education Loans
- Vehicle Loans
- Credit Cards
- Other financial products
Dnyanved does not:
- Approve or sanction loans
- Determine eligibility
- Control interest rates or charges
- Disburse funds
- Guarantee approvals
4. No Lender Relationship
Dnyanved is not a lending institution or financial intermediary. Any loan agreement is strictly between the user and the respective lender. We are not responsible for any contractual relationship between users and lenders.
5. User Consent and Communication
By submitting your information, you consent to:
- Collection and processing of your data
- Sharing details with authorized financial partners
- Receiving calls, SMS, emails, or WhatsApp communication
This consent applies even if registered under DND/DNC/NCPR and remains valid for up to 180 days unless withdrawn.
6. Application Processing and Verification
- Provide complete and accurate details
- Representatives may contact you for verification
- Additional documents may be requested
- Your profile may be shared with lenders
Dnyanved facilitates the process but does not guarantee approval.
7. Eligibility Criteria
- You must be at least 18 years old
- You must have legal capacity to enter contracts
- You must provide truthful information
8. User Responsibilities
- Provide accurate information
- Submit authentic documents
- Review lender terms independently
- Use the Website lawfully
9. Fees and Charges
Access to the Website is generally free. Any charges related to loans or financial products are determined solely by the respective lenders. Users should avoid making payments to unauthorized individuals.
10. Intellectual Property Rights
All Website content including text, graphics, design, logos, and branding are the intellectual property of Dnyanved Financial Services. Unauthorized use is strictly prohibited.
11. Prohibited Activities
- Using bots or automated tools
- Uploading malicious code
- Unauthorized access attempts
- Violating applicable laws
12. Partner and Third-Party Disclaimer
All lenders, banks, NBFCs, and agents are independent third parties. Dnyanved does not control or guarantee their decisions or services.
13. No Guarantee or Warranty
We do not guarantee loan approval, disbursement, interest rates, or timelines. Services are provided on an “as-is” and “as-available” basis.
14. Limitation of Liability
Dnyanved shall not be liable for any losses, delays, rejections, or damages arising from the use of the Website or partner services. Users assume full responsibility for their financial decisions.
15. Privacy and Data Protection
Personal information is handled as per our Privacy Policy. We take reasonable measures to protect data but cannot guarantee absolute security.
16. Suspension or Termination
We may suspend or terminate access if Terms are violated, misuse occurs, or fraudulent activity is suspected.
17. Governing Law and Jurisdiction
These Terms are governed by the laws of India. Any disputes shall fall under the exclusive jurisdiction of Indian courts.
18. Contact Information
Dnyanved Financial Services
Email: support@dnyanvedfinancials.com